3901 SW 161ST LOOP, OCALA, FL, 34473
Active1 days on marketListed Aug 10, 2026MLS #O6432195
About this home
3901 SW 161ST LOOP
Virtually Staged. **NEW CONSTRUCTION**OVERSIZED LOT**MOVE IN READY | No HOA | No CDD | DUAL SUITE Layout **Exclusive Floor Plan** Brand-New Luxury Residence 4-bedroom, 3-bath home with lots of upgrades - modern, spacious, and designed for families seeking comfort, privacy, and convenience. Builder did not scale back with design options :::HIGHLIGHTS::: Oversized LOT 0.28 acr | DUAL Suite Layout for in-laws, guests, or multigenerational living featuring a Primary Suite with His & hers Walk-in closets and a Secondary Suite with a private bath & walk-in closet |Quartz countertops on kitchen and bathrooms | High Ceiling and Open Concept featuring integrated living, dining, and kitchen | Luxury Vinyl flooring throughout | Stainless Steel Appliances included: microwave, dishwasher, disposal, electric water heater, refrigerator & range | **Zoned for the NEW HIGH SCHOOL (open Aug/2026)** :::: Step inside to a bright, airy layout with a spacious open-concept design perfect for family gatherings. The kitchen stands out with quartz countertops and premium stainless steel appliances, making the home truly move-in ready. Oversized 2-car garage (20x20) with Painted Floor. Located in the fast-growing Marion Oaks community, close to supermarkets and with quick access to I-75, making daily routines convenient and straightforward. A rare combination of modern design, family-focused functionality, and everyday convenience in one of Ocala’s fastest-growing communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,879
Sqft
0.28 ac
Lot size
2
Garage
2025
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,299 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,299/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
Days on market
1 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3901 SW 161ST LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3901 SW 161ST LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3901 SW 161ST LOOP FAQs
What would the monthly payment be for 3901 SW 161ST LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3901 SW 161ST LOOP?+
The most recent tax bill on record (2025) was $992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3901 SW 161ST LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $324,900, this home is listed about 9% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3901 SW 161ST LOOP?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of WRA BUSINESS & REAL ESTATE · Rafaela De Aguiar Antonio Caliman. MLS #O6432195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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