5105 HARBOUR DRIVE, OXFORD, FL, 34484
Active1 days on marketListed Aug 13, 2026MLS #G5116368
About this home
5105 HARBOUR DRIVE
3-BEDROOM VILLA IN LAKESIDE LANDINGS | GATED COMMUNITY NEAR THE VILLAGES | TERRACOTTA TILE ROOF | 2024 HVAC | SCREENED LANAI + BIRDCAGE Welcome to 5105 Harbour Drive in Oxford, Florida, a beautifully upgraded 3-bedroom, 2-bath, 1592 sq.ft. villa in the highly desirable gated community of Lakeside Landings, just minutes from The Villages. Featuring a long-lasting TERRACOTTA TILE ROOF, NEWER HVAC (2024), water heater (2021), QUARTZ COUNTERTOPS, LUXURY VINYL PLANK flooring, flexible Murphy-bed guest room, screened lanai, EXTENDED BIRDCAGE, and brick-paver patio, this MOVE-IN READY home delivers the Florida lifestyle buyers are searching for. From the moment you arrive, this home makes an impression. A BRICK-PAVER DRIVEWAY leads to the SCREENED FRONT ENTRY, where beautiful LEADED-GLASS FRENCH DOORS welcome you inside. Step into the foyer and immediately notice the VAULTED CEILINGS, CROWN MOLDING, UPDATED LIGHTING and CEILING FANS, neutral color palette, and gorgeous luxury vinyl plank flooring that create a bright, inviting feel throughout the home. And then there's the kitchen! Sleek quartz countertops, a stylish tile backsplash, stainless steel appliances, recessed lighting, a large basin sink, ceramic tile flooring, and an abundance of natural light make this space just as pretty as it is practical. Beautiful CUSTOM WOOD CORNICES accent the windows throughout the home, adding WARMTH, CHARACTER, and that EXTRA TOUCH you don't find in every villa. Need flexible space? One of the guest bedrooms delivers in a BIG way with a Murphy bed surrounded by built-in cabinetry and space for a desk. Home office by day, comfortable guest room by night—now THAT'S a smart use of space! All bedrooms include closets, while the spacious primary suite features TWO walk-in closets and a private en-suite bath with dual sinks, a separate water closet, and a walk-in shower with a beautiful waterfall-style glass door. But the real Florida magic may just be waiting out back. Step onto the partially covered lanai and EXTENDED SCREENED BIRDCAGE, surrounded by lush greenery that creates your own little tropical retreat. Morning coffee, afternoon cocktails, dinner with friends, or a quiet evening unwinding after a day in the Florida sunshine—this is the kind of outdoor space you'll actually use. And when it's time to fire up the grill, there's even an ADDITIONAL BRICK-PAVER PATIO that's practically made for grilling and chilling! Beautifully landscaped, thoughtfully upgraded, and filled with warmth and character, 5105 Harbour Drive isn't just move-in ready—it's ready for you to start enjoying the Florida lifestyle from DAY ONE. And with all the amenities of Lakeside Landings just outside your door, the only question left is: When are you coming to see it?
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,592
Sqft
0.12 ac
Lot size
2
Garage
2007
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,379 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,379/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.3%
$/sqft vs Oxford actives
$185 vs $213
Days on market
1 vs 55 typical
Where $185/sqft sits among the 62 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Villages Of Lakeside Landings
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
Villages Of Lakeside Landings — neighborhood snapshot
Population
622
Median age
56
Median income
$90,739
Median home value
$387,800
Avg household
2
Households w/ children
50%
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $340K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
37 of 62
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 5105 HARBOUR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$246,000
5071 HARBOUR DRIVE · same community
3 bd · 2 ba · 1,592 sqft · $155/sqft · 76 DOM
Sold · Dec ’25$250,000
10156 MAINSAIL DRIVE · same community
3 bd · 2 ba · 1,592 sqft · $157/sqft · 202 DOM
Sold · Aug ’25$279,900
5072 NEPTUNE CIRCLE · same community
3 bd · 2 ba · 1,619 sqft · $173/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5105 HARBOUR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5105 HARBOUR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5105 HARBOUR DRIVE FAQs
What would the monthly payment be for 5105 HARBOUR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,379/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5105 HARBOUR DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5105 HARBOUR DRIVE?+
The most recent tax bill on record (2025) was $2,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5105 HARBOUR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $294,900, this home is listed about 26% below the Oxford median of $399,999. The market section on this page shows how the area is trending.
Which schools are assigned to 5105 HARBOUR DRIVE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OXFORD 34484 market on paper
$294,900 is 27% below the OXFORD 34484 median of $405,250, and at $185/sqft it sits under the Oxford average of $226.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Oxford market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY · Kristen Miller. MLS #G5116368.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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